Terms of Service

1. Acceptance of Terms

By using BelmontCragin.com, you confirm that you are at least 18 years of age or possess legal parental consent, and are fully able and competent to enter into and abide by these terms. If you do not agree to these terms, please do not use our services.

2. User-Generated Content & Directory Submissions

When submitting any information, business listing, event, job, or volunteer program (collectively "User-Generated Content") to our community directory, you agree that:

• All provided details are accurate, truthful, and up-to-date.
• You own or have the appropriate licenses and permissions to operate and list the entity.
• You grant Belmont Cragin a perpetual, non-exclusive, royalty-free license to display, edit, translate, or remove your submitted content across our platform and associated channels.
• You will not submit misleading, offensive, illegal, or spam content.
• The site editor reserves the right to manually moderate, edit, reject, or remove any submission at their sole discretion, without notice or explanation.

3. Prohibited Conduct

You agree not to engage in any of the following prohibited behaviors:

• Using the portal for any unauthorized, spamming, or fraudulent promotional purposes.
• Attempting to compromise the technical security, performance, or integrity of our hosting servers.
• Harvesting contact information from directory listings to distribute unsolicited messages.

4. Intellectual Property

The content on BelmontCragin.com, including design tokens, layouts, code, custom-generated illustrations, logo designs, and graphics, is owned by or licensed to BelmontCragin.com. You may not reproduce, adapt, or distribute these assets without written permission.

5. Disclaimer of Warranties

Our community portal is provided "as is" and "as available". We do not warrant the accuracy, completeness, or reliability of any local listings or external resources provided by third parties. Your engagement with any business or contractor listed in our directory is solely at your own risk.

6. Limitation of Liability

In no event shall BelmontCragin.com, its editors, or its community contributors be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the website. We are not responsible for the accuracy of claims made by businesses, the safety of events listed, or the content of any third-party links submitted by users. Any engagement or transaction with an entity listed in our directory is solely at your own risk.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.

8. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will take effect immediately upon posting to this page. Your continued use of the portal after updates indicates your acceptance of the revised terms.